Refresh Mortgage Network

With over 16 years of experience, Fraser is a renowned advertising and marketing expert who has led campaigns worth over £300 million. He has worked with top brands, built strong relationships with major social media platforms, and co-founded three of the five largest lead generation agencies in the UK. His strategic leadership has positioned these ventures at the industry's forefront, showcasing his adaptability in diverse markets and business environments.

Jane oversees compliance and advice within the network. Since 1992, her career in financial services has spanned roles from Financial Adviser to Area Manager at HSBC, and later managing a mortgage desk in the Equity Release sector. She has built and led teams, focusing on T&C, compliance, and broker training. At Refresh Mortgage Network, Jane is excited to help grow the network with a passionate team, but outside of work, she enjoys time with her husband, pets, and a good box set.

Kyle is a seasoned mortgage professional dedicated to turning homeownership dreams into reality. As Strategy Manager at Giving Mortgages, he oversees business growth and compliance. Previously, as a Mortgage Advisor at One77 Mortgages and L&C, he consistently met sales targets and provided excellent client service. Kyle holds a Full CeMAP qualification and enjoys golfing, cricket, and football in his free time.

After achieving a first-class honours in a music degree, and dreaming of being a music producer, Sam purchased his first home and decided to better the mortgage journey for people across the UK. Stemming from a family legacy in mortgages, Sam brings creativity and passion to his role, aiming to revolutionise the mortgage experience for all and improve the quality of the industry, ultimately making homeownership a more achievable dream for many.